Stop picking coins. Follow a rulebook.
Index investing has been the default way to own the stock market for decades. This page explains what it means for crypto, why we build on MarketVector, and exactly which indexes LunaVector supports.
What index investing actually is
An index is a list of assets plus a rule for how much of each to hold. Instead of deciding which company — or which coin — will do well, you hold the whole segment in the proportions the rulebook prescribes. When the segment moves, your portfolio moves with it.
In equities this idea became mainstream because picking individual winners consistently turned out to be extremely hard, even for professionals. Crypto is younger, more volatile and far less regulated, so it is not the same asset class — but the underlying problem is identical: most people who pick single coins end up with a concentrated, accidental portfolio they never designed.
Why rebalancing matters
Prices move at different speeds, so weights drift. The asset that ran up becomes an outsized share of your portfolio, and your risk quietly concentrates in exactly the place that already rose the most. Rebalancing trims what grew and tops up what lagged so the portfolio returns to the target weights in the rulebook.
LunaVector calculates that drift each month and turns it into a proposal: a concrete list of buys and sells. It is a proposal, not an action — nothing reaches your exchange until you approve it.
Following an index does not protect you from losses. A diversified crypto portfolio can and does fall sharply. Index investing is a method for deciding what to hold, not a guarantee of any outcome.
Why we chose MarketVector
The most consequential decision in a product like this is who decides what the portfolio holds. We decided early that it should not be us.
Independent index provider
MarketVector Indexes GmbH is a German index provider and part of the VanEck group. It builds the indexes; LunaVector does not choose the constituents or the weights.
Published, testable methodology
Every index has a written rulebook covering eligibility, weighting, capping and review dates. Anyone can read the rules and check what the index should hold.
Rules over opinions
The composition is decided by the rulebook, not by a person picking coins. That is the whole point of index investing — and the reason LunaVector never has to give advice.
Regulated-market experience
MarketVector has built indexes for traditional financial products for years. Crypto is a newer asset class, but the index machinery behind it is not new.
The indexes we support
Three MarketVector™ indexes, each with a published methodology. They are generic and identical for every customer who selects them — never personalised, never recommended.
MarketVector™ Digital Assets 25
25 components · broad market, capped
The 25 largest, most-liquid digital assets — market-cap weighted, capped so no single coin dominates.
MarketVector™ Digital Assets 5
5 components · the core of the market
The same screens as MVDA25, distilled to the five largest assets. Concentrated — expect sharper swings.
MarketVector™ Gold Crypto Leader
3 components · cash, gold, bitcoin
Leading digital assets held alongside tokenised gold and cash, sized to hold volatility at a target level.
Minimum investment is the LunaVector minimum. Index composition, weighting and review schedules are set by MarketVector Indexes GmbH and can change. Past performance is not indicative of future results.